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I live and work in Nevada. It made sense to use a desert theme.
I sell health and life insurance in Nevada, California and Arizona.
There’s no charge for any conversation or an enrollment. No charge for pre or post-sales support. I’m paid by insurance companies. You will never see a bill.
Enrollments take place in person or over the phone. For Medicare inquiries call 725-227-6795. For other types of insurance call 702-525-6847. You can also email [email protected], or fill out the contact form on this site.I am a licensed independent insurance broker.
I live in Nevada. You will receive information about plans here and in neighboring states. A rep you speak to on a toll free number may be talking to you from Floridia or Rhode Island. Medicare advertisements may leave you with the impression that you will get a special deal. Plan prices are set by insurance companies and approved by the federal government (Center for Medicare and Medicaid Services). There are no deals or bargains. Finally, you will not be abandoned after the sale. Post sales support is part of what I offer as an independent broker.
Free extra benefits have limits. Some may cost money. Read my blog ‘Medicare Advantage: Free Extra Benefits’ for detailed information.
There’s no absolute best plan. There’s a best plan for you.
When Medicare was signed into law in 1965, Parts A and B were the entire Medicare program. Original Medicare is also called ‘Traditional Medicare.’
Medicare is a federal insurance program. Eligibility is based on age or disability if funds come from Social Security. Medicaid is a state-federal assistance program. Eligibility is based on income and personal assets.
Medicare’s three stages of drug coverage are: the deductible stage; the initial coverage stage; and the catastrophic stage. Whether you go through some, or all, of these stages depends on 1) the plan you have; 2) the number of medications you are taking; 3) what medications you are taking. Read my blog on this topic.
“Extra Help” is a federal program for people with limited income and resources that helps pay for prescription premiums, deductibles, and medications. You get Extra Help automatically if you have: 1) full Medicaid coverage; 2) a Medicare Savings Program; 3) Supplemental Security Income (SSI benefits). You can also apply online for Extra Help by going to https://www.ssa.gov/benefits/medicare/prescriptionhelp. Extra Help is also called Low Income Subsidy (LIS).